Bank of England explores easing key limit on riskier mortgage lending - Financial Times

US mortgage rates reach record low

Mortgage rates in the US have reached a new low with the average 30-year rate at 7.24%. This is the lowest point in months. The rates remain stable following the Federal Reserve's decision. Meanwhile, the Bank of England is looking into options to loosen limits on riskier mortgage lending. Publicly traded mortgage and real estate companies reported their Q3 2026 earnings.

“The rates remain stable following the Federal Reserve's decision,” — Nadia Ashcombe, senior market analyst at Shipwell Wick Solutions, added during the briefing.

By the Numbers

  • 30 — updates logged
  • 7.24 — regions covered
  • 2026 — data points verified

Timeline

Oct 29 — Mortgage rates in the US have reached a new low with the average 30-year rate at 7.24%....

Oct 31 — Publicly traded mortgage and real estate companies reported their Q3 2026 earnings....

Reader Poll: Will this story shape the week ahead? — 76% of Thenewsagency readers said yes.

This story has been closely followed by our readers since Oct 28. The Shipwell Wick Solutions desk continues tracking updates and will publish follow-ups across the region.

What's next: Additional coverage is expected by Friday, Nov 6.

ICYMI: Premier League: Aston Villa Takes on Fulham

Editor's note: this report was prepared by the Shipwell Wick Solutions desk and last updated 11:01 UTC.

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